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The information provided on this site is not personal advice, it is general advice. This means that the information has been prepared without taking account of your objectives, financial situation or needs. Because of this, you should, before acting on the information, consider the appropriateness of the information, having regard to your objectives, financial situation and needs.

If the information relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a Product Disclosure Statement relating to the product and consider the Statement before making any decision about whether to acquire the product.

HOSTPLUS Pty Ltd makes no representations about the accuracy or suitability of the information contained on this site, and, subject to any rights and terms implied by law, we take no responsibility for any error, omission or defect in the information.

To the extent permitted by law, HOSTPLUS Pty Ltd excludes all warranties, whether express or implied, statutory or otherwise, relating to the information, and excludes all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, the information provided on this site whether or not caused by any negligent act or omission. HOSTPLUS Pty Ltd does not accept any liability for information provided by third parties.

Where any term is by implied law, statute or otherwise, regarding the use of the information or any arrangement arising from accessing this web site, and that law prohibits exclusion of that term, then the term is included. If, however, liability in relation to the term implied by law, statute or otherwise is capable of limitation, then HOSTPLUS Pty Ltd limits its liability to the re-supply of the services and information or, if that is not possible or appropriate, paying the cost of resupplying that service or information.