Investment objectives and strategies

• Provide high level of capital protection and returns that over the medium term exceed those available from investing solely in cash type investments.

Risk / return profile

• Moderate risk investment.
• Less volatile than property and shares over the short term, but also provides a lower level of return.
• Likelihood of a negative annual return in any one year: one in every six to seven years.
  

Investment style

• Usually a loan to a government or business with a fixed interest rate and the length of the loan agreed in advance.
  

Asset mix

For past performance information about this option click here.