Financial planning

Saving for a car? A plane fare? A place of your own? This month's rent? A zero credit card balance? Financial independence by the time you retire? Whatever your short or long-term financial goals, the bottom line is you'll find them easier to achieve with a financial plan. And HOSTPLUS can help.

As a HOSTPLUS member, you can take advantage of a personal financial planning service offered by Industry Fund Financial Planning (IFFP) (AFSL 232514).

Services

They can provide comprehensive advice, in plain English, about:

  • budgeting, so you can take control of your money
  • investment options, so you can maximise your money
  • insurance , so you’re properly protected
  • tax, so you get back what you’re entitled to
  • super, so you can enjoy a comfortable retirement.

Importantly, they can help develop a financial plan tailored to your current lifestyle and future financial goals.

Fees

All IFFP financial planners are fully qualified and licensed. And importantly, no commissions are paid or retained by IFFP – this means more of your money is working for you from day one and the advice you receive has not been influenced by the financial inducements paid to the advisor.

The financial planning service from IFFP offers HOSTPLUS members advice on a fee for service basis. As a member you are also able to pay IFFP fees directly from your HOSTPLUS account for superannuation advice, as long as your account balance is $2,000 or more after the fee is deducted.

 IFFP Service  Fee*
 Member investment choice  $220 flat
 Member insurance  $220 flat
 Super contribution eligibility  $220 flat
 Super splitting advice  $220 max
 Super retirement projection  $110 flat
 Full 'super only' financial plan (all above)  $550 flat
 Fee comparison (factual comparison)  Free
 Personal rollover plan  $440 flat
 Transition to retirement advice  $220 / hour
 Retirement plan (average 10 hours)  $220 / hour
 Review of personal circumstances  $220 / hour

* Fees include GST and are correct at 1 October 2006.

 Free offer
As a HOSTPLUS member, you're entitled to an initial fact finding consultation – free of charge. So if you want advice that's based on what's best for you, not commissions, call HOSTPLUS on 1300 HOSTPLUS (1300 467 875). 


HOSTPLUS also offers a series of free seminars to members on topics like planning for retirement, securing the maximum social welfare entitlement and achieving other financial goals

For further information on this new HOSTPLUS member service, please phone 1300 HOSTPLUS (1300 467 875).


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