If you are self-employed, you’re not required to pay yourself super, but saving for your retirement is still important and any super contributions you do make are tax deductible.
Start saving for your future
You can enjoy all the benefits of HOSTPLUS membership, by joining as a personal super plan member.
Join now
Your super contributions may be tax deductible
If you’re self-employed or substantially self-employed (that is, you earn less than 10% of your income, including assessable income and fringe benefits from an employer), you can claim a tax deduction on your personal super contributions.
For more information visit the ATO website or contact us
Get free money from the government
If you earn less than $61,920 per year and make a personal contribution to your super you might also be eligible for a government co-contribution of up to $1,000.
Find out if you’re eligible for a co-contribution
Business and home loans via ME Bank
As a member of HOSTPLUS , you have access to a range of simple and straightforward everyday banking products from ME Bank.
Find an ME Bank product to suit your needs
Insurance
We can help you prepare for the unexpected with a range of insurance options. If you’re under 61 years of age, you’ll be provided with automatic cover of $100,000 fixed Death and Total & Permanent Disability (TPD) insurance cover. If you are aged between 61 and 64 you will be provided with automatic cover of $100,000 of fixed death cover and your TPD cover will be a proportion of your Death cover.
More about insurance for Personal Super Plan members
Contractors
You may have to make super contributions for any contractors you hire.
For more information visit the ATO website