We’ve got you covered
Insurance is important and it’s often overlooked, which is why default insurance for eligible members comes with your HOSTPLUS membership automatically.
Our main goal is to help you maximise your retirement savings. But we also want to help you along the way by providing protection for your most important assets right now - you and your family.
And because the fees come out of your super account, it’s one of the most affordable ways to insure yourself for the unexpected.
Our default cover
If you’re eligible, you will receive automatic (default) insurance cover when you join HOSTPLUS.
| Member type | Member Age | Automatically receives... |
HOSTPLUS Members | Aged between 25 and 64 | Two units of Death and Total & Permanent Disability (TPD) insurance cover at $3 per week ($156 per year) |
| | Aged under 25 years | One unit of Death and TPD insurance cover at $1.50 per week ($78 per year) |
Eligible HOSTPLUS Personal Super Plan Members More about insurance for Personal Super Plan members. | 60 years of age and under | $100,000 fixed Death and TPD insurance cover |
| | Aged between 61 and 64 | $100,000 of fixed Death cover and your TPD cover will be a proportion of your Death cover |
What if you don’t want automatic insurance?
If you’d like to opt out of our default insurance you can do so when you join or write a letter to let us know and mail it to: HOSTPLUS, Locked Bag 3, Carlton South VIC 3053
For detailed information about all our insurance products, please read Section 8: ‘Insurance in your super’ in our Member Guide.