Helping you on your super journey - every step of the way
Whether you’re a total beginner or an expert when it comes to your finances, our super journeys highlight key actions and information that we think you’ll be interested in.
Simply choose the super journey that best suits you.
Super starter
Okay, let’s be honest, super’s not the most important thing in your life right now. You might not even know how it works - don’t worry, you’re not alone. Maybe you’ve just started working or have a casual job while you’re studying. It could be the first time you’ve heard of super or the first time you’ve thought about it. Maybe your retirement is a long way off and you don’t think you need to worry about your super yet. Yes, time is on your side, but doing just a few things now could make a huge difference later.
Super sorter
Always wanted to get your super sorted but don’t know where to start? You know what super is and understand how it could set you up in retirement, but actually sorting it out has been on your ‘to do’ list for a while now. Maybe you have multiple accounts with other super funds or you’re just not sure what you should be doing to maximise your savings. While super might not be a huge priority for you at the moment, we’d love to help you get sorted and in control.
Superstar
Relax, because you already know what the deal is. You know how super works, understand how important it is and want to make sure you’re doing everything possible to set yourself up for retirement. In fact, you could probably tell us your super account balance and which investment option you’ve chosen right now! We’ve got some tips to help you become even more of a superstar and really get the most out of your money and your HOSTPLUS membership.
Super seasoned
We’re not saying you’re old, but you’re probably closer to retirement than our other members. And if you’re thinking about retirement (or taking up golf), it probably feels like life is just beginning for you. After all your hard work, now is the time to get your finances in order, make decisions about the kind of lifestyle you want in your retirement and set things in motion to ensure you can afford it. We’ve got all the support you need to help you move into the next exciting chapter of life.
Super shacked-up
Are you married with kids or living with a defacto partner? Your financial focus right now might be starting a family, saving for a home, paying off your mortgage, weddings, babies, school fees or just making ends meet day-to-day. Savings for your retirement is important, but if you’ve got a family to support, the right insurance and a solid financial plan should be high on your agenda.
Superwoman
A man is not a financial plan – you know that already. But did you know that women often end up with a lot less super than men? This could be because women take longer career breaks to have children and still earn less than men in many occupations, which is why it’s even more important for you to take charge of your super as early as possible to ensure your retirement is all that you want it to be – with or without a partner.