Skip to main content
Hostplus logo
Hostplus Pty Ltd Program
  • Members
  • Employers
  • Advisers
  • SMSF Investors
Contact us
Search
  • Super

  • Why choose Hostplus?
  • Compare Hostplus
  • Our fees and costs
  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
  • Investment case studies
  • Live webinars
  • Recorded Webinars
  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now
  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more
  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more
  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

search mobile

Hostplus for Members

Hostplus for Employers

Hostplus for Advisers

Hostplus for SMSF Investors
Contact us

Our products and services

  • Super

  • Why choose Hostplus?
  • Compare Hostplus
  • Our fees and costs
  • Your future, your super
  • Salarylink
  • Maritime Super merger
  • Your investment options

  • Compare investment options
  • Choiceplus direct investment option
  • How we invest
  • Our investment performance
  • Investment returns
  • MySuper dashboard
  • Investment holdings
  • Insurance

  • Death and total & permanent disablement
  • Income protection insurance
  • Personal super insurance
  • Parental leave premium waiver
  • Specific life events insurance
  • 360Health
  • Important changes to your insurance in super
  • Tools and resources
  • Important information about insurance at Hostplus
  • Financial planning and advice

  • Financial advice options
  • SuperSmart learning and advice
  • Retirement planning
  • Meet our trusted financial advisers
  • Book an appointment
  • Live webinars
  • Aged care services

We now help members invest in their health.

In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.*  It's a way to connect to a range of virtual health and wellbeing services at no extra cost.

Check out 360Health

*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.

Learning Hub

  • Learning Hub
  • Educational videos
  • Super basics
  • Retirement learning hub
  • Know your investments
  • Investment case studies
  • Live webinars
  • Recorded Webinars
  • SuperSmart learning and advice
  • Women and super
Icon depicting a shield

Protecting Your Retirement: The Warning Signs of High-Risk Schemes

Following the collapse of the First Guardian/ Shield schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.

Read now

Manage your super

  • Grow and manage your super

  • First Home Super Saver Scheme
  • Consolidate your super
  • Voluntary contributions
  • Find your lost super
  • Life changes

  • Changing jobs
  • Starting a family
  • Access your super early
  • Leaving Australia
  • Thinking about retirement
  • Nominate a beneficiary
  • Manage your insurance

  • Transfer your insurance cover
  • Making a claim
  • Manage your pension
  • Tools to manage your super
  • Forms and resources
  • 360Health
  • Security and scams protection
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Retirement

  • Retirement

  • Why retire with Hostplus?
  • Epic Retirement Tick
  • Retirement Bonus
  • Plan and prepare for retirement

  • Access your super
  • How much super do you need?
  • Age pension and super
  • Aged care services
  • Retirement income

  • Open a retirement account
  • Pension account
  • Pension investment options
  • Transition to retirement account
  • TTR investment options
  • Choiceplus direct investment option
  • CPIplus
  • Forms and resources

  • Retirement calculator
  • Retirement learning hub
  • Webinars
  • Retirement income strategy

Retirement ready. Tick.

The Epic Retirement Tick is a new recognition from Chant West for super funds that meet a high standard across key retirement criteria. 

Hostplus is proud to be among the first of only six funds to earn the Tick - helping members feel confident about their retirement today and into the future.

Learn more

Forms and resources

  • Forms and resources
  • Retirement calculator
  • SuperSmart learning and advice
  • Supporting our members
  • First Nations peoples and Hostplus
  • 360Health
  • Security and scams protection
  • Other languages

Reminder: EOFY Claiming a tax deduction on a prior year

To claim a tax deduction for a personal contribution made last financial year, Hostplus must receive your Notice of Intent to Claim a Tax deduction by 30 June this financial year.
Submit online via Member Online for immediate receipt. Please allow extra time if posting.

Log in to Member Online
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Why choose Hostplus

  • Why choose Hostplus

  • Make Hostplus your default fund
  • Super for employers
  • Super for franchises
  • Super for small businesses
  • Super for self-employed and sole traders
  • Super for accountants and bookkeepers
  • Meet the Employer Support Team
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

Your responsibilities

  • Your responsibilities

  • Understanding Your Future, Your Super
  • Payday super
Canstar: 2018 - 2015 Outstanding Value Superannuation

Hostplus Outstanding Value Super

8 years in a row

We’re proud to have won Canstar’s Outstanding Value Super Award for the eighth year in a row. The award recognises our strong long-term performance, competitive fees and an array of product features. 

Find out more

How to make payments

  • How to make payments

  • Register for QuickSuper

Tools and resources

  • Tools and resources

  • FAQs

News and Insights

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Why Hostplus

  • Why Hostplus

  • Register with Hostplus
CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Product and fee information for advisers

  • Product and fee information for advisers

  • Retirement
  • Self-Managed Invest (SMI)
  • Insurance
  • Pricing and performance
  • Lonsec ratings | Hostplus investment options recognised by experts
CPI + 2.5%

Retired and looking for more certainty over your returns?

Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.

Learn more

Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.

Tools and resources

  • Tools and resources

  • Information for advisers
  • Adviser support
  • Adviser webinars
  • Frequently Asked Questions
  • Adviser Online Tech Support

News and insights

  • News and insights
  • Log into Adviser Online

    Your access to authorised member, adviser details and resources

  • Create SMI client applications

    Create and manage SMI applications for your clients

  • Manage existing SMI clients

    View and transact on your clients’ SMI accounts

Download the Hostplus App
  • Adviser Online

    Register as an adviser for Hostplus.

  • SMI Adviser Portal

    Register as an adviser for Hostplus SMI.

Investment options

  • Investment options

Pricing and performance

  • Pricing and performance

News, resources & insights

  • News, resources & insights
  • FAQs
  • SMI enquiries
  • Is an SMSF right for you?
  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Our company

Careers

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

  • Member Online

    Enter your Member Number and Password to access your account anytime.

  • Pension Online

    Log in to manage your Pension account 24 hours a day, 7 days a week.

  • QuickSuper

    Pay your employees super contributions across multiple super funds.

  • Self-Managed Invest (SMI) for SMSF

    Enter your Username and Password to access your account and start managing your investments.

Manage your super on the go with the Hostplus Members app

Learn more
Download the Hostplus App
  • Member Join

    Everyone is welcome to join us as a member of our personal super plans.

  • Pension Join

    Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.

  • Employer Join

    No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.

  • SMI Join

    It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.

Login
Join
  1. Manage your Superannuation with Hostplus
  2. Members
  3. Manage your super
  4. Manage your insurance

Manage your
Insurance

Life changes – and your insurance cover might need to change with it. Use our tools to work out the right cover for your circumstances and needs, adjust your cover or update key information. 

Portrait of a smiling girl with short laughing with her eyes closed

Get the right cover
for your needs

Insurance can help protect you against the unexpected. But as insurance premiums are deducted from your super balance (reducing your retirement savings), it’s important to carefully assess your cover to make sure it suits your financial situation and needs.

  1. Check what you’re covered for and review the cost.
  2. Understand if your insurance cover meets your needs.
  3. Apply online to change your cover.

1. Check your insurance
and review the cost

Understanding the type of insurance cover and the amount you have is important.

Depending on your eligibility, you may receive automatic default Death and TPD insurance if you’re aged 25 years or older and have at least $6,000 in your Hostplus account. However, you should consider your own circumstances and decide whether the default level of cover is right for you. 
 
If you’re eligible, changing your occupational rating or applying for the parental leave premium waiver are simple ways you could save money on your insurance. 

To learn about the cost of your insurance, read the Product Disclosure Statement (PDS) or use our insurance costs calculator. You can also head to Member Online for more information on costs.

Check your cover

2. Understand if
your insurance
cover meets your needs

The level and type of insurance you need will depend on your individual circumstances. You should determine the right level of cover to suit your needs and budget. 

Once you’ve reviewed your insurance, you can use our insurance calculator to understand what insurance cover might be right for you.

Find out how much cover you need.

Calculate now

3. Apply to change
your insurance cover 

If your cover isn’t quite right anymore, here’s how you can change it.

Change your cover

Big life changes, such as a new baby, getting married or a different financial situation might mean you need to change your level of insurance. Log in to Member Online to apply to increase, decrease or cancel your cover.  

You may qualify for increased cover with limited health questions if you apply within a specific time frame after the life event occurs. For more details on the specific life events insurance and the eligibility requirements, refer to the How Super Works Guide for your product.

Change your cover

Check your occupational rating

Every occupation receives an ‘occupational rating’. This reflects how dangerous a job is and affects how much you pay for your insurance – for example, if you have a Professional rating, you’ll typically pay lower premiums than if you had a Heavy Blue collar rating. It’s a good idea to check your occupational rating in Member Online, as you may be eligible for a lower-risk rating – which in turn may reduce your premiums.

Find out more about Hostplus Occupational ratings

Check your rating

Transfer existing insurance

If you’ve already got insurance cover with another super fund or insurance provider, you can apply to transfer it to Hostplus.

Learn more

Opt in to default cover

New members generally only receive default Death and TPD cover once they have an account balance of at least $6,000, are aged 25 years or older and have received contributions in the last 16 months. However, if it suits your circumstances, you may be able to opt in to default cover before you meet these criteria. Log in to Member Online for more.

Apply for default cover

Apply for new cover

If you’ve previously cancelled your cover or weren’t eligible to receive default cover, you may not be insured. If insurance is now right for your situation, head to Member Online to apply (and remember that you might need to provide health information as part of your application). 

Apply for new cover

Nominate a beneficiary

Who gets your money if you pass away? By nominating a beneficiary, you can make sure your super and insurance benefits go to the right person.

Learn more

Three ways to
cancel your insurance

If your insurance is no longer right for your situation, you can cancel at any time.

Head to Member Online to quickly cancel your cover
Log in to your account

In writing

Send us an email.

Email us

Phone

Call 1300 467 875 to speak to one of our team.

Call now
Shot of a mature couple paying their bills online from home

Get the right advice, when it matters most

The right financial guidance today can shape a better tomorrow. Whether you're growing your super, thinking about insurance or planning for retirement, Hostplus offers flexible ways to connect with expert financial planners.

  • Hostplus SuperSmart provides education and tailored advice, exclusively for Hostplus members, available 24/7 through Member Online at no additional cost.        
  • Hostplus superannuation: Get help with contributions, insurance and investments - at no additional cost. Simply call 1300 303 188.
  • Retirement planning: For a detailed review of your financial situation and retirement goals to help get you on the road to retirement. Book now.

No matter how you connect, Hostplus makes expert advice easy and accessible.

Learn more

Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus including via the web-based platform SuperSmart. Advice is provided by Hostplus financial planners who are authorised representatives of IFS. Fees may apply. For further information about the cost of personal advice and SuperSmart eligibility criteria visit hostplus.com.au/advice.

Explore further

  • Insurance

    Learn more
    Couple of young men talking on the stairs of an office
  • Making a claim

    Learn more
    Young man working on the floor talking on his phone
  • Tools and resources

    Learn more
    Couple posing in front of weatherboard house

Need help?

Contact us via phone, chat or email

  • About us
  • Careers
  • News
  • Feedback
  • Forms and resources
  • Other languages
  • FAQs
A future full
Of positivity
That’s a plus

© 2026 Hostplus. All rights reserved.

Hostplus won awards
  • Privacy
  • Disclaimer
  • Financial Services Guide
  • Transparency Information
  • Design and Distribution Obligations

This website is provided by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee of the Hostplus Superannuation Fund ABN 68 657 495 890 and the Hostplus Pooled Superannuation Trust ABN 13 140 019 340.  This website contains general information only. We have not taken into consideration any of your objectives, financial situation or needs. You should consider your own financial situation and read the relevant Hostplus Product Disclosure Statement or Hostplus Self-Managed Invest PDS and Target Market Determination before making a decision about the products on this website.  Hostplus has engaged Industry Fund Services Limited ABN 54 007 016 195, AFSL 232514 and MUFG Retire360 Pty Limited ABN 36 105 811 836, AFSL 258145 to provide advice services to members. Refer to the Financial Services Guide for details. Awards and ratings are only one factor to consider when choosing a super fund. Read more information about our awards and ratings. Past performance is not a reliable indicator of future performance. You can view detailed disclaimers here. 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. 

The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 (Chant West) Epic Retirement Tick issued October 2025 is solely a statement of opinion and not a recommendation in relation to making any investment decisions. The Tick is current for 12 months and subject to change at any time without notice. Ticks from previous years are for historical purposes only. Liability is not accepted, whether direct or indirect, from use of the Tick. Full details on the Tick at www.chantwest.com.au/solutions/epic-retirement-tick