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Hostplus

Self-Managed Invest (SMI)

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Please note: From 1 October 2023, switching windows are in place for the Property and Infrastructure options. This means that any switches into and out of the Property and/or Infrastructure options will be limited to a switching window each calendar quarter.

For further details please see our SMI FAQs.

Access

Opportunity

10 options

  • Access to unique investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique investments, previously unavailable to retail investors.

    Read our Self-Managed Invest Additional Information Brochure for more information about the terms we use to describe these options.

  • Balanced

    The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets and has high diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium to High
    Asset mix
    76% growth / 24% defensive
    Total investment fees and costs*
    0.97% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Indexed Balanced

    The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets and has medium diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Indexed pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    High
    Asset mix
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 2.50% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Infrastructure

    The Infrastructure investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a similar proportion of defensive and growth assets (typically investing in tangible infrastructure assets, such as airports, seaports, toll roads, renewable energy and utilities, both within Australia and globally) and has medium diversification.
    Who is this investment suitable for?
    With a similar proportion of defensive and growth assets, this single sector investment option is designed for investors with a long-term investment timeframe, who are seeking moderate long-term returns, have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    7 years +
    Risk level
    Medium to high risk
    Asset mix
    60% growth / 40% defensive
    Total investment fees and costs*
    0.97% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Property

    The Property investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a bias to defensive assets (typically investing in property or buildings, either directly or via property trusts) and has medium diversification.
    Who is this investment suitable for?
    With a bias to defensive assets, this single sector investment option is designed for investors with a long-term investment timeframe, who are seeking moderate long term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    7 years +
    Risk level
    Medium to high risk
    Asset mix
    30% growth / 70% defensive
    Total investment fees and costs*
    1.13% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Diversified Fixed Interest – Indexed

    The Diversified Fixed Interest – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all defensive assets (Australian and international government bonds and other investment grade debt) and has low diversification.
    Who is this investment suitable for?
    With all defensive assets, this single sector investment option is designed for investors with a short-term investment timeframe, who are seeking stable returns and have a medium tolerance of negative returns.
    More details
    Investment timeframe
    2 years +
    Risk level
    Medium
    Asset mix
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI - 0.5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Australian Shares – Indexed

    The Australian Shares – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all growth assets (typically companies listed predominantly on the Australian Securities Exchange) and has low diversification.
    Who is this investment suitable for?
    With all growth assets, this single sector investment option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a very high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Very high risk
    Asset mix
    100% growth / 0% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • International Shares - Emerging markets

    The International Shares - Emerging Markets investment option is focused on delivering the best net return in a single sector from investing in a portfolio of all growth assets (typically companies listed on international securities exchanges in emerging markets only) and has medium diversification.
    Who is this investment suitable for?
    With all growth assets, this single sector investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns, have a high tolerance of negative returns and can accept the impacts of foreign currency movements.
    More details
    Investment timeframe
    5 years +
    Risk level
    High risk
    Asset mix
    100% growth / 0% defensive
    Total investment fees and costs*
    0.64% p.a.
    Return target
    CPI + 4% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Capital Stable

    • Introduced on 28 November 2022
    The Capital Stable investment option is focused on delivering the best net return from investing in a portfolio that has a bias to defensive assets and has high diversification.
    Who is this investment suitable for?
    With a bias to defensive assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking modest long-term returns and have a low to medium tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Low to medium
    Asset mix
    38% growth / 62% defensive
    Total investment fees and costs*
    0.57% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Conservative Balanced

    • Introduced on 28 November 2022
    The Conservative Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a similar proportion of growth and defensive assets and has high diversification.
    Who is this investment suitable for?
    With a similar proportion of growth and defensive assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a medium tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium
    Asset mix
    57% growth / 43% defensive
    Total investment fees and costs*
    0.68% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Socially Responsible Investment (SRI) - Balanced

    • Socially Responsible Investment
    • Introduced on 28 November 2022
    The Socially Responsible Investment (SRI) - Balanced investment option is focused on values-based investing from investing in a portfolio with a bias to growth assets and has high diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Socially Responsible Investment pre-mixed option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium to high
    Asset mix
    71% growth / 29% defensive
    Total investment fees and costs*
    0.60% p.a.
    Return target
    CPI + 3% p.a. over 20 years
    Net return^

    -

    Investment Details
10 options

  • Access to unique investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique investments, previously unavailable to retail investors.

    Read our Self-Managed Invest Additional Information Brochure for more information about the terms we use to describe these options.

  • Balanced

    The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets and has high diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium to High
    Asset mix
    76% growth / 24% defensive
    Total investment fees and costs*
    0.98% p.a.
    Return target
    CPI + 4.50% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Indexed Balanced

    The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets and has medium diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Indexed pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    High
    Asset mix
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Infrastructure

    The Infrastructure investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a similar proportion of defensive and growth assets (typically investing in tangible infrastructure assets, such as airports, seaports, toll roads, renewable energy and utilities, both within Australia and globally) and has medium diversification.
    Who is this investment suitable for?
    With a similar proportion of defensive and growth assets, this single sector investment option is designed for investors with a long-term investment timeframe, who are seeking moderate long-term returns, have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    7 years +
    Risk level
    Medium to high risk
    Asset mix
    60% growth / 40% defensive
    Total investment fees and costs*
    0.97% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Property

    The Property investment option is focused on delivering the best net return in a single sector from investing in a portfolio with a bias to defensive assets (typically investing in property or buildings, either directly or via property trusts) and has medium diversification.
    Who is this investment suitable for?
    With a bias to defensive assets, this single sector investment option is designed for investors with a long-term investment timeframe, who are seeking moderate long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    7 years +
    Risk level
    Medium to high risk
    Asset mix
    30% growth / 70% defensive
    Total investment fees and costs*
    1.13% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Diversified Fixed Interest – Indexed

    The Diversified Fixed Interest – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all defensive assets (Australian and international government bonds and other investment grade debt) and has low diversification.
    Who is this investment suitable for?
    With all defensive assets, this single sector investment option is designed for investors with a short-term investment timeframe, who are seeking stable returns and have a medium tolerance of negative returns.
    More details
    Investment timeframe
    2 years +
    Risk level
    Medium
    Asset mix
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI p.a. over 20 years
    Net return^

    -

    Investment Details

  • Australian Shares – Indexed

    The Australian Shares – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all growth assets (typically companies listed predominantly on the Australian Securities Exchange) and has low diversification.
    Who is this investment suitable for?
    With all growth assets, this single sector investment option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a very high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Very high risk
    Asset mix
    100% growth / 0% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 4.5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • International Shares - Emerging markets

    The International Shares - Emerging Markets investment option is focused on delivering the best net return in a single sector from investing in a portfolio of all growth assets (typically companies listed on international securities exchanges in emerging markets only) and has medium diversification.
    Who is this investment suitable for?
    With all growth assets, this single sector investment option is designed for investors with a medium to long-term investment timeframe, who are seeking strong long-term returns, have a high tolerance of negative returns and can accept the impacts of foreign currency movements.
    More details
    Investment timeframe
    5 years +
    Risk level
    High risk
    Asset mix
    100% growth / 0% defensive
    Total investment fees and costs*
    0.64% p.a.
    Return target
    CPI + 5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Capital Stable

    • Introduced on 28 November 2022
    The Capital Stable investment option is focused on delivering the best net return from investing in a portfolio that has a bias to defensive assets and has high diversification.
    Who is this investment suitable for?
    With a bias to defensive assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment timeframe, who are seeking modest long-term returns and have a low to medium tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Low to medium
    Asset mix
    38% growth / 62% defensive
    Total investment fees and costs*
    0.57% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Conservative Balanced

    • Introduced on 28 November 2022
    The Conservative Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a similar proportion of growth and defensive assets and has high diversification.
    Who is this investment suitable for?
    With a similar proportion of growth and defensive assets, this Core pre-mixed investment option is designed for investors with a medium to long-term investment time frame, who are seeking moderate long-term returns and have a medium tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium
    Asset mix
    57% growth / 43% defensive
    Total investment fees and costs*
    0.68% p.a.
    Return target
    CPI + 3.5% p.a. over 20 years
    Net return^

    -

    Investment Details

  • Socially Responsible Investment (SRI) - Balanced

    • Socially Responsible Investment
    • Introduced on 28 November 2022
    The Socially Responsible Investment (SRI) - Balanced investment option is focused on values-based investing from investing in a portfolio with a bias to growth assets and has high diversification.
    Who is this investment suitable for?
    With a bias to growth assets, this Socially Responsible Investment pre-mixed option is designed for investors with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a medium to high tolerance of negative returns.
    More details
    Investment timeframe
    5 years +
    Risk level
    Medium to high
    Asset mix
    71% growth / 29% defensive
    Total investment fees and costs*
    0.60% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^

    -

    Investment Details

* Administration and investment fees and costs are estimates based on the previous financial. Because the fees and costs are estimates based on the previous financial year’s, fees and costs payable in respect of each future year may be higher or lower. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  

^ Investment returns for periods ending 31 March 2024, net of investment fees and costs. Administration and other fees apply. Not all options will display returns for every period due to varying launch dates. See investment returns page for returns over all available periods.

Need to know more?

1. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.