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Find your

lost super 

Imagine finding a stash of money that you didn’t even know was yours. And then imagine what that could mean for your future. Discover how to track down lost super and use it to boost your retirement funds. 

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Billions of $ in lost

super. Is some of it yours? 

If you’ve switched jobs, forgotten to update your account details, or changed your name or address, you may have unclaimed super waiting to be found. But where’s it hiding?

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Australian Taxation Office (ATO)

Super providers must pay any inactive low-balance accounts to the ATO, who will hold the funds for you. An account is deemed to be ‘inactive’ if: 

  • it has not received any super for 16 months
  • it has a balance of less than $6,000
  • it has no insurance attached, and
  • you have not met a prescribed condition of release. 

Super provider

If you have multiple super funds and neither account is ‘inactive’, you could be paying multiple sets of fees and other charges (such as insurance premiums) – which, in turn, may mean less money for your future.

By consolidating your lost super into your Hostplus account, you could save money on fees and give your balance a welcome boost. 

There’s a lot to consider when thinking about whether consolidation is right for you.1 Follow the link below for more information.

1. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.

Track down your lost super

Every bit of super helps you achieve a better lifestyle in retirement. You may have $100 or $10,000 in super sitting with the ATO or another super fund – but it all adds up. Not sure if you do? It never hurts to spend 10 minutes to check. 

The ATO has made it easy for you to find any lost super. Here’s how.

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Visit myGov

Go to myGov. Log in or create a myGov account, then link your myGov account to the ATO.

 

Find your super

Select ‘super’ from the menu in your ATO account. This will allow you to see all your super accounts, including any that you’ve forgotten about, as well as any
ATO-held super.

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Transfer

Consolidate your super into your Hostplus account.

1. Before consolidating your super, you should check with your existing super fund on whether there are any fees or charges that may apply or any loss of benefits, such as insurance cover. If you have insurance cover with another super fund, you may be able to transfer that cover to Hostplus. To find out if you are eligible visit hostplus.com.au/insurance to learn more. You may also find it beneficial to obtain advice from a licensed financial adviser.


Ready to consolidate your super?

If you decide to consolidate, get started by logging into Member Online and entering the details of your other super accounts.

Alternatively, you can call our customer service centre on 1300 467 875 and our team can help you consider the options available to you.


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Boost your balance with voluntary contributions

Finding lost super isn’t the only way to maximise your retirement funds. Increase your super balance by making additional payments above and beyond your employer’s compulsory contributions – you’ll be surprised how even small amounts can make a big difference over time.

Get the right advice for your situation

Getting the right financial advice now can help set up your future. At Hostplus, we offer a range of advice options to help you make the most of any lost super, from our Super Adviser digital tool to face-to-face sessions with our financial planners.